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Home Loan

What is a Home Loan?

Buying a home is a major investment that allows a family to settle in there own little space. Every youngster strives to build a house and makes it the first priority.

Home Loans are now offered at best interest rate by various banks in order to fulfill your dreams. Home Loan can be availed by salaried professional and self employed individuals based on an appraisal income which is calculated on surrogate income proof for construction or purchase of dwelling units at village, towns and cities.The Loan amount can be further enhanced by including an earning co-applicant. Loans that are provided are of a varied range like loans for plot, construction, renovation etc. it provides robust service which includes fast approval of loans. They make sure that they provide high standards of principles, integrity and simplicity.

personal loan

Tax Benefits in Home Loan

The home loan borrower enjoys Tax Benefits on both Interest paid & the Principal re-paid. Under Section 24(d) of Income Tax, the deduction of interest payable on the home loan is up to a maximum of Rs. 1,50,000.

Under Section 80(c) of Income Tax, Principal amount for the repayment of loan along with other savings & investments is eligible for tax deduction up to a maximum limit of s. 1, 00,000. Once you have decided to go ahead, we will help you in executing the end to end documentation for the loan and coordination with the financial institution. You need to just sit back and relax !

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